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Just 1 in 5 customers has ever asked the question, though."It's kind of like asking the best-looking girl in school out on a date.

Q: I was at Chase recently and paid my credit card bill with cash. Then I attempted to pay my wife's credit card bill and I was refused. I believe that no one can refuse payment of a bill when it is made in legal tender. A., Middleburg Heights A: Big picture: the issue wasn't that you tried to pay your wife's credit card bill. Chase a year ago changed its policy about accepting cash deposits into a checking or savings account from someone who isn't an owner or authorized user on an account.

They said the policy at Chase now is that only the people whose names are listed on a consumer account are authorized to make payments. How can a bank refuse payment about to be made in U. Other than that, if I attempt to pay a relative's bill, for whatever reason, if not pre-authorized it will be refused? So this applies if you want to make a cash deposit into a checking account owned by a relative or friend who might need money ASAP.

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Tom Merton/Caiaimage/Getty Images A 5-minute phone call to your credit card issuer could save you hundreds of dollars -- or more -- in interest charges.

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